ROI Calculator

Fraud exposure is calculated as: monthly fraudulent applications x 12 months x average loan amount x loss percentage. This represents the maximum potential loss if all fraudulent applications were approved and defaulted.

Loss percentage represents the typical unrecoverable portion of a fraudulent loan after asset recovery, legal costs, and write-offs. Industry estimates range from 30-60% depending on property market conditions and speed of detection.

Fraud rate defaults to 2%, consistent with the Commonwealth Bank’s disclosed $1B annual fraud exposure across ~$150B in mortgage originations. Your actual rate may vary based on channel mix (direct vs broker), geographic concentration, and product type.

Savings estimate assumes Trutina detects and prevents 100% of fraudulent applications. In practice, detection rates depend on document quality and fraud sophistication. This calculator provides an upper-bound estimate.

Trutina pricing is based on published plan pricing: Starter ($2,000/mo, up to 200 cases), Professional ($6,000/mo, up to 1,000 cases), Enterprise (custom, estimated at $20,000/mo for this calculator). Actual Enterprise pricing is negotiated based on volume and integration requirements.