Trutina
All docs
Trutina

AI Lending Fraud Detection for Australian Lenders

The Problem

CBA self-reported ~A$1 billion in AI-document mortgage fraud (Feb 2026). Westpac and ANZ have flagged similar issues. AI tools now generate payslips, bank statements, and employment letters convincing enough to bypass manual review. The problem is industry-wide and unsolved.

CBA ~$1BNAB ~$105M (“Penthouse Syndicate”)Westpac / ANZ Undisclosed

What Trutina Does

Upload loan application documents. Trutina runs a 6-layer AI analysis and returns an explainable risk score in approximately 60 seconds. It catches what humans cannot — AI-generated patterns, metadata anomalies, invalid references, and mathematical inconsistencies.

How It Works

1
Upload documents
Via API webhook or web dashboard
2
AI analyses in ~60s
6-layer detection engine processes each document
3
Explainable risk score
Score + plain-English narrative + recommended action

Six Detection Modules

PDF Forensics

Metadata, font fingerprints, timestamp anomalies

AI Content Detection

Claude Sonnet semantic analysis for AI-generation patterns

Cross-Reference Verification

Live ABN Lookup, BSB directory, ABS wage benchmarks

Math & Date Consistency

Gross−tax=net, 11.5% SGC super, YTD validation

Broker Risk Profiling

Velocity, fraud rates, network clustering

APRA-Ready Explainability

Plain-English narrative + evidence for every score

Pricing

PlanPriceVolume
Free TrialFree5 documents
Starter$2,000/mo200 cases/mo
ProfessionalMost popular$6,000/mo1,000 cases/mo
EnterpriseCustomUnlimited
API$15/casePay-as-you-go

Ready to protect your loan book?

Start with a free trial — 5 documents, no credit card required.

hello@trutina.com.au|trutina.com.au
trutina.com.au · hello@trutina.com.au